Reading - Unit 8. Becoming independent - SBT Tiếng Anh

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Reading - Unit 8. Becoming independent - SBT Tiếng Anh 11 Global Success

1. Read the text. Match the headings (A-F) below with the paragraphs (1-4). There are TWO extra headings. 2. Read the text and choose the best answers.

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Bài 1

1. Read the text. Match the headings (A-F) below with the paragraphs (1-4). There are TWO extra headings.

(Đọc văn bản. Nối các tiêu đề (A-F) bên dưới với các đoạn văn (1-4). Có HAI tiêu đề thừa.)

A. Planning how to use your money

B. Learning valuable lessons

C. The importance of saving money

D. Opening a bank account

E. Saving your pocket money for university

F. Earning money as a teenager

How to earn and manage money

1. _____________

You probably get some pocket money from your parents by doing nothing. But you can tell them that you’ll be happy to earn the money by doing chores for them. It’s also good to work for someone else, such as a neighbour or grandparent, to earn more money. Doing a part-time job at a family-run café is not a bad idea.

2. _____________

Once you have earned some money, think about having a bank account. Generally, teenagers can’t open bank accounts by themselves, so their parents will need to help. By having them as co-owners, you’ll learn valuable lessons from your parents about how to keep track of spending and balance your account.

3. _____________

While earning money is difficult, spending it is very easy. As a teenager, you should learn how to manage your money carefully so that you can become a responsible and independent adult. Always plan what to buy and how much you can afford to spend on it. For example, if you buy something for yourself or a family member, think about its price and where to buy it. Don’t spend more than you earn.

4. _____________

People often say “A penny saved is a penny earned” meaning that it’s important to save the money you already have. You can use your savings for bigger things, such as school trips or university fees. Once you start earning a salary, follow the 50/30/20 rule: 50 per cent for needs, 30 per cent for wants, and 20 per cent for savings.

Bài 2

2. Read the text and choose the best answers.

(Đọc văn bản và chọn câu trả lời đúng nhất.)

Bank accounts for teens

To become independent, teens need to learn about financial responsibility. Managing a bank account provides first-hand (1) _____________ and valuable lessons about saving and spending money.

First, do some (2) _____________ on banks in your area and choose one. Go to its website to find out the different types of bank accounts and what you can use them for. Get some (3) _____________ from your parents as well. Then call the bank to make a(n) (4) _____________ during office hours and go there to discuss your bank account and fill in an application form. You will also need proof of your (5) _____________ and some money to put in your new account. If you’re under 18, you may also consider having a joint account with a parent. This way, your parents will be kept (6) _____________ about any activity in the bank account.

A bank account can teach you how to save and spend money. You’ll learn the value of money and get into the habit of saving money. Try to regularly put pocket money, (7) _____________ gifts received for birthdays, or any earnings from part-time jobs into your account, and watch your savings (8) _____________.

Experts say having a bank account is a great way to learn about banking services and apps and to (9) _____________ your financial abilities. Building your money knowledge, skills, and (10) _____________ can prepare you for independent living.

1. A. library

B. independence

C. responsibility

D. experience

2. A. learning

B. studying

C. research

D. planning

3. A. help

B. advice

C. books

D. decision